Terms of Service
These terms explain what ConcretePOA does, what it does not do, and the boundaries around subscriptions, accuracy, and responsible use.
What ConcretePOA is
ConcretePOA is an information and workflow platform for understanding bank-specific POA acceptance patterns. It is not a law firm and does not provide legal advice.
No guarantee of acceptance
Bank requirement information is based on research and submission history. It may change without notice. Final acceptance decisions always remain with the bank or institution.
Subscriptions and billing
Paid subscriptions renew automatically unless canceled before the next billing cycle. Paid plans include a 30-day money-back guarantee for first-time customers.
Acceptable use
You may not upload fraudulent documents, impersonate principals or agents, or use the platform to misrepresent authority over financial accounts.
Limitation of liability
ConcretePOA is not liable for third-party banking decisions, account freezes, or indirect damages arising from reliance on bank-side reviews.
Questions
Questions about these terms can be sent to support@concretepoa.com.